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For most people, finding the right home in Grand Rapids, Michigan is just the first step. Finding the right financing to buy a home is essential to make the home purchase occur! A home buyer has a choice of local mortgage lenders and national lenders advertising on the Web. Many home buyers find that using local Grand Rapids, Michigan lenders (with rates very comparable to online mortgage brokers) help ease some of the stress of moving. Home buyers have more personal service, and the mortgage companies have a better relationship with appraisers and other real estate professionals. Ask about adjustable rate loans if you are guaranteed to be relocated out of Grand Rapids within the next 5 years. I had a friend who found a 40 year adjustable with 5 year fixed rate. He knew that he had guaranteed relocation buy-out at the end of his assignment so he wasn’t worried about building equity. He ended up paying less than half in a mortgage payment than he would have paid in rent! Short on cash? There are many mortgage lenders in Grand Rapids that now offer 100% financing – no down payment certainly helps keep moving expenses down!
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Over 2,000 years ago, the Hopewell Indians occupied the Grand River Valley. Around 1700 A.D., the Ottawa Indians moved into the area and founded several villages along the Grand River. The Grand Rapids area was first settled by Europeans near the start of the 19th century by missionaries and fur traders, who generally lived in reasonable peace alongside the Ottawa tribespeople, trading their European metal and textile goods for the fur pelts. Joseph and Madeline La Framboise established the first Indian/European trading post in West Michigan, on the banks of the Grand River near what is now Ada. After the death of her husband in 1806, Medaline La Franboise carried on, expanding fur trading posts to the west and north. La Framboise, a mix of French and Indian descent, later merged her successful operations with the American Fur Company and retired, at age 41, to Mackinac Island. -- Source: Wikipedia.com
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Census Data for Grand Rapids, Michigan
| Grand Rapids | Michigan | United States | |
| Population | 197,800 | 9,938,444 | 281,421,906 |
| Median age | 30.4 | 35.5 | 35.3 |
| Median age for Male | 29.4 | 34.3 | 34 |
| Median age for Female | 31.7 | 36.6 | 36.5 |
| Households | 73,217 | 3,785,661 | 105,480,101 |
| Household population | 188,106 | 9,688,555 | 273,643,273 |
| Average household size | 2.57 | 2.56 | 2.59 |
| Families | 44,370 | 2,575,699 | 71,787,347 |
| Average family size | 3.24 | 3.1 | 3.14 |
| Housing units | 77,960 | 4,234,279 | 115,904,641 |
| Occupied units | 73,217 | 3,785,661 | 105,480,101 |
| Vacant units | 4,743 | 448,618 | 10,424,540 |
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